Furniture Zone offers a six month Layaway plan.

* See store for details.



Furniture Zone offers the following financing options:

American First Finance:


  • 80% conversion Rate
  • Instant Approvals
  • No credit required
  • No Product Limitations
  • High $ Approval Amounts
  • No Risk or Recourse


Snap Financing:

  • No Credit & Bad Credit OK!
  • Industry-leading approval rates
  • Get an Answer in Seconds

Snap Finance - Apply Here


Synchrony Financial:

Buy now and pay over time

Financing through Synchrony Financial is an easy and convenient way to buy your furniture at Furniture Zone. Plus, as a Furniture Zone cardholder, you enjoy exclusive special benefits, such as:

  • Special promotional offers where available with no down payments
  • Open line of credit for all your purchasing needs
  • Quick credit decision
  • Easy online account management
  • Subject to credit approval. Minimum monthly payments required.
  • See store for details.